Medicare Open Enrollment is your opportunity to review your Medicare plan. Plans change every year and now is the time to check if another plan might be a better option for you.
If you have Medicare, taking time each fall to review your coverage options is one of the most important decisions you can make to take care of your health.
Review your Medicare plan
– Review your coverage:
Make sure your preferred doctors, prescription drugs, and preferred pharmacies are covered.
– Review your costs:
Review premiums, deductibles, co-pays and other out-of-pocket expenses.
– Review the changes:
Find out what will change in your plan for next year.
– Review your options:
Compare plans side by side based on the prescription medications you take. Find the plan that best suits your health needs and your budget. Make sure your medications are covered.
Now is the time of year when you can make changes to your health and prescription drug plans to find one that best fits your needs. Medicare Open Enrollment gives you the opportunity to review and compare your options to have more control over your spending and coverage.
Medicare plans change every year and your health can change too. The plan that worked well for you last year may no longer be the best option this year.
Reviewing your options can help you find a plan that best fits your lifestyle and current health needs and potentially save hundreds of dollars in out-of-pocket costs.
For example, one person with Medicare compared prescription drug plans to find the best combination of costs and coverage for his medications, including a blood thinner and a common cholesterol-controlling drug.
When using the portal Medicare.govfound that the annual cost of a Medicare drug plan, including those prescription drugs, ranged from $1,356 to $2,965. By choosing the lowest-cost plan, you saved more than $1,600 and kept coverage for your essential medications.
es.Medicare.gov the official source
The portal Medicare.gov is your official source for everything related to Open Enrollment. It’s a trusted resource to help you learn about and compare all of the Medicare health and drug plans available in your area.
If you would prefer to speak with someone directly, call 1-800-MEDICARE to connect with a 24/7 team of experts who can help you review your options and answer any questions about your Medicare coverage.
To get started, visit Medicare.gov and click “Search for plans.” To get the most out of comparison tools, sign in or create a Medicare account.
You’ll be able to easily compare plan costs side-by-side based on the medications you take. Make sure the plan you choose covers your prescription drugs and doctors.
Don’t wait: Open Enrollment ends December 7
If you miss the December 7 deadline, you may have to wait an entire year before you can make changes to your coverage.
Therefore, it is important to start early. Spend plenty of time reviewing and comparing your options. Consider factors such as costs, benefits, and prescription drug coverage.
Medicare Open Enrollment is the ideal time to plan for your future and prioritize your health. Having a health plan that gives you the support you need to take care of your well-being is essential.
Don’t wait any longer. Start reviewing your Medicare plan options today at Medicare.gov.
Stay alert for Medicare fraud
Also, be alert for Medicare fraud, especially during the Open Enrollment period. Scammers take advantage of this time of year and may pose as representatives of Medicare or an insurance company to steal your personal information.
Remember that Medicare will never contact you without your request. If you receive a call, text, or email about Medicare from someone you don’t know, simply hang up or delete the message. By staying alert, you can help prevent fraud before it happens.
If you suspect Medicare-related fraud, report it immediately at www.Medicare.gov/fraud or by calling 1-800-MEDICARE.
As always, remember to never share your Medicare number, Social Security number, or financial information with people you don’t know.
